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Canada Goose Outlet Half of us have five or more accounts but how many do you actually use? (Image: Getty)Get money updates directly to your canada goose cleaning uk inboxSubscribeSee our privacy noticeMore newslettersKnown as ‘zombie’ accounts, they are generally formed when we open or switch to newer banks or building society accounts, and forget to move money out of old ones.But while this money could easily be canada goose uk harrods retrieved in minutes millions of us don’t know they exist.In a poll by Supermarket, the majority of people with dormant accounts said they ‘did not get around to closing a previous one down’.One third of this group said they switched solely for the rewards 8% specifically for a better overdraft.But it could cost you.Generally, current accounts have lower interest rates than a savings account, meaning that you could be missing out on potential savings by leaving money in such accounts.How bosses will create emergency savings pots for their workersForgotten money how does it happen?Many of them develop when we open new accounts and forget to close down unwanted onesA bank may deem an account as dormant after a period of prolonged inactivity. After this point, they may send out letters to verify you canada goose outlet black friday still hold the account and wish to keep it open.If they receive no response, or the letter has been ‘returned to sender’, it is likely the account will be archived until further notice.According to SuperMarket, there are 10,181,820 of these accounts in the UK and Plymouth residents have the most cash lying dormant typically per account.Those in Leeds are stashing away without realising, followed by Southampton ( and Belfast locals ( And women are the most guilty of it. While men have to lose, women have sitting untouched.It’s a free service by the British Bankers’ Association (BBA), the Building Societies Association (BSA) and National Savings and Investments (NS All UK banks and building societies are included in its database to start a search, you’ll have to complete an online form here.The service aims to help people discover accounts that are no longer canada goose outlet eu on the ‘live’ or ‘open’ part of the bank or building society’s customer records and instead are being maintained as part of their record of ‘lost’ or ‘dormant’ accounts.This includes accounts belonging to the deceased which may qualify as part of a legacy or vulnerable adults that may be unaware that the accounts even exist.Read MoreHow to make more of your moneyYou can also find out if the account is still open by checking your credit file.These go back up to eight years, and your most recent report will list all of the accounts you hold, including the ones you rarely touch here’s how to check your credit report for free.Alternatively, if you know the bank or building society’s name, you can approach them directly to ask for the account’s status Canada Goose Outlet.